| Question / Issue |
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| What is the difference between Terrain Exposure C and B for the Windstorm Mitigation Credit? |
| Answer / Solution |
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Terrain Exposure definitions per Citizen's manual (Page 6 of Rates and Rating):
Commercial Classification Definitions, Terrain Exposure Category Definitions:
Apply Exposure Category (terrain) definitions from the Florida Building Code as follows:
a. Exposure C (open terrain with scattered obstructions) applies to: All locations in HVHZ (Miami-Dade and Broward Counties).
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Barrier islands as defined per s. 161.55(5), Florida Statutes, as the land area from the seasonal high water line to a line 5,000 feet landward from the Coastal Construction Control line.
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All other areas with 1,500 feet of the coastal construction control line, or within 1,500 feet of the mean high tide line, whichever is less.
b. Exposure B (urban, suburban, and wooded areas) practically applies to all other locations in Florida by virtue of the exposure definitions for other exposures.
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FAQ ID # 72
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