There are 3 levels of limite packages for Alabama

Basic:

This Coverage Limit is the minimum ammount of insurance required by the State of Alabama.  In most cases, this will be the lowest premium.  The Coverage Limit ammounts listed indicate the maximum ammount paid if you are found liable for damage caused by you or a driver of your vehicle to another.  If the claim exceeds these ammounts, you will be responsible for the difference.  You could be forced to liquidate certain assets you own to pay off the balance.

$25,000.00/$50,000.00 Liability Bodily Injury
$25,000.00 Property Damage
$25,000.00/$50,000.00 Uninsured Motorist Bodily Injury
$25,000.00/$50,000.00 Underinsured Motorist Bodily Injury
$500.00 Medical Payments

Standard:

This Coverage Limit would provide above-average protection.  The Coverage Limit ammounts listed indicate the maximum ammount paid if you are found liable for damage caused by you or a driver of your vehicle to another.  If the claim exceeds these ammounts, you will be responsible for the difference.  You could be forced to liquidate certain assets you own to pay off the balance.

$50,000.00/$100,000.00 Liability Bodily Injury
$50,000.00 Property Damage
$50,000.00/$100,000.00 Uninsured Motorist Bodily Injury
$50,000.00/$100,000.00 Underinsured Motorist Bodily Injury
$1,000.00 Medical Payments

Optimal:

This Coverage Limit would provide the broadest coverage of the three(3) levels available here.  The Coverage Limit ammounts listed indicate the maximum ammount paid if you are found liable for damage caused by you or a driver of your vehicle to another.  If the claim exceeds these ammounts, you will be responsible for the difference.  You could be forced to liquidate certain assets you own to pay off the balance.

$100,000.00/$300,000.00 Liability Bodily Injury
$100,000.00 Property Damage
$100,000.00/$300,000.00 Uninsured Motorist Bodily Injury
$100,000.00/$300,000.00 Underinsured Motorist Bodily Injury
$5,000.00 Medical Payments